How Unsecured Business Loans Help in the Success Path For Your Business?

The small business category in the US is flourishing and it is due to the availability of funding from sources other than banks. Retailers, shop owners, restaurant owners, professionals, small industry owners and service providers can expand and grow thanks to funds they can lay hands on at short notice.

Finance is the lifeblood of business and unsecured business loans are the new mantra for small business owners across the States. Getting an unsecured business loan is easy these days even though it may be expensive. It is fast and the process entails submission of only a few basic documents. If a service provider, for instance, has plans to expand, recruit new staff or introduce new offerings and launch marketing campaigns, he can approach a lender like Wscapnow.com with a solid proposal and access funds in less than a week. Professionals like doctors and chartered accountants can renovate their premises or move into new premises without the hassle of having to submit personal guarantees or collateral. Retailers, restaurant owners and hoteliers may wish to buy new equipment, modernize, pay off vendors or pay salaries while their incoming funds are delayed. They may wish to launch promotions. In all such instances, access to immediate funds is what helps drive growth in their business. It helps such small business owners grab business opportunities and capitalize. They are just as useful when it comes to expanding or embarking on new projects and diversifying.

While there are disadvantages to such type of finances, the benefits of this small business loan far outweigh the downsides provided a small business owner has a solid plan to utilize funds to increase revenues. One of the greatest benefits is speed. Whereas banks may have an involved process, small business finance lenders usually offer finances within a week. If speed is important, documentation is another important area since the borrower needs to furnish only proof of identity, ownership of the business, residence and bank statements. Submitting a business proposal helps to convince lenders about viability and repayment capability. Of even more importance is the benefit that small business owners need not mortgage their house or assets. Service providers may not even have any worthwhile assets to offer as collateral. In such cases, unsecured financing is the best option.

These loans are available for the asking for any business that is in operation for at least a year and shows a healthy turnover. One can access up to $ 200000 at short notice. However, it is a smart idea to first prepare a project plan on the utilization of funds to actually grow the business by diversifying, expanding, renovating existing premises or any such activity that would result in increased revenues. Water Street Capital is one of the prime sources of small business funding at low rates and they assist not only with funding but also consulting to help business owners thrive and go up to the next level. Smart businessmen are not content with simply running the day to day operations; they are on the lookout for opportunities to expand and unsecured loans are the easiest sources of funding they can leverage.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

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Top 5 Tips For Merchant Cash Advance Loans

Merchant cash advance or MCA, as it is known, is so easy that any businessman can fall into a trap if he is not smart enough. If one knows how and finds the right source, it can be a tool for growth but if one ends up with a crooked lender, the borrower lands in a debt trap. Here are five tips to keep in mind when one considers merchant cash advance.

Avoid hawks

Merchant cash advance loans are unsecured and this means there are hawks out there who milk a client for all he is worth. Avoid such lenders who insist on supplemental fees and application fees. Avoid lenders who charge a high rate of interest that can be as high as 50% APR. Select only respected, well-known lenders like wscapnow.com whose dealings are transparent.

Check contract terms carefully and check the lender online

Just because money is needed badly it does not mean a merchant should settle for the first MCA he comes across. It is in his interest to research the lender and find out his reputation online through testimonials. The contract or agreement too needs to be examined in detail before signing because there may be hidden clauses that ultimately result in the borrower paying more than he expected. Before merchants apply for merchant cash advance they should check the offer terms and make sure they qualify. Once they do, then it is better to initiate the online process for fast process and disbursal. If there are doubts, the merchant should always call, get clarifications and get them in writing. It is wise to not rely on verbal assurances and be very specific about each clause of the contract.

Plan a strategy before seeking MCA

 Just because MCA is available so easily it does not mean a merchant can get the money and spend it on vacations or to pay college fees. While lenders typically do not ask the purpose for which a loan is sought, it is for the borrower to have a plan in place to make good use of the money to grow their revenues. This way they see an increase in revenues and repayment is no problem even if it is tied to credit card sales. In fact, if sales increase the amount is repaid in a shorter time and the merchant can go in for another loan to grow his business.

Borrow least and avoid the debt trap

 MCAs can be deadly debt traps for businessmen who opt for such funding without much planning. They may borrow to repay a debt and fall into the debt trap. It is wiser to plan for best use of funds and borrow the least amount so that daily cash flow is not affected. Remember, repayment of MCA is usually linked to daily credit card sales. If one borrows more, the daily outgo is more.

Compare rates and get all clarifications

 It takes time and effort but it is worth it as one will get the lowest rate and make sure there are no unpleasant surprises.

Source Blog -https://wscapnow.wordpress.com/2017/07/06/top-5-tips-for-merchant-cash-advance-loans/

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Why Unsecured Business Funding Loan Is the Best Option for Small Business ?

The success of a small business depends on the fine management of cash flows and leveraging funding to grow. Business owners must know the fine art of being able to access funds as and when required. This way they do not face cash crunch issues and their business run smoothly. Take for instance a retail shop. If the owner faces difficulties and does not stock merchandise or closes shop for even a brief period his customers go elsewhere and it will be difficult to get them back. If he had access to funds when needed he would be in that situation.

Regular channels of loans are out of consideration when speed is important. Banks take a month or even more to process applications and ask for collateral that a business owner may not be able to furnish. He has to furnish the purpose for which a loan is required. Even if has property to mortgage it is not a wise step because of the uncertainties of the business funding loan is the best even if it is expensive. How expensive? Interest on secured loans can have APR as low as 4.9% whereas APR for unsecured funding can be anywhere from 20% to 100% depending on the lender and how they assess the risk of the borrower and his repayment capability. Some lenders make it even more expensive by charging upfront processing fees that can be about 2% of the loan amount. Some, like wscapnow.com waive processing fees altogether and charge a reasonable APR.

Unsecured funding is the best option for small businesses for several reasons. A borrower does not need to define the purpose for which he wants the loan. He does not need to furnish security or collateral and documentation is limited to proof of residence, proof of identity, proof of ownership of business and bank statements. Best of all, the loan is disbursed within a week of initiating the process online. However, one should be careful and choose unsecured business fundingafter taking into account:

• Rate of interest – a reasonable rate such as 20% is acceptable

• Waiver of upfront processing fees

• Flexible repayment schedule that can be fixed between one to three years

It is best to avoid lenders who ask for upfront processing fees and charge a high interest rate. Some smart lenders will not define the rate precisely in advance and will indicate it only after a person has accepted the loan and the rate is usually high. Some lenders may link repayment to card sales and this may work in their favour but to the disadvantage of the borrower who has no way of knowing how much he will end up paying by way of interest. If sales are low, repayment is spread over a longer period with a higher amount paid as interest. It is better to opt for lenders who offer flexible 1 to 3 years repayment schedule on a monthly payment basis. With the right lender like wscapnow.com by his side, a businessman need not fear cash crunches. With proper planning, he can use unsecured funds as a way to grow.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source -http://www.wscapnow.com/blog/why-unsecured-business-funding-loan-is-the-best-option-for-small-business/

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Why Small Business Loan is Very Important for Small Businessmen?

Not all small businessmen have loads of cash to invest in a business and still more cash to keep it running. In the majority of cases, they have already invested whatever they possessed to start a business. Along the way, they experience a shortage of funds and this is when their minds turn to obtaining loans.

Small business loans are very important for small business owners. From one perspective it is necessary to keep small businesses flourishing so that they can provide jobs to millions of people and help the nation’s economy. From the business owner’s perspective, it is necessary to be able to lay hands on cash with the least hassle and quickly too. There are occasions when one does need cash. It may be a retail store owner, a pharmacy owner, a restaurant owner, a professional or a small industry owner.

The occasions vary. It may happen that payments are not received on time but one has to keep commitments such as payment to vendors and salaries to staff members. A business owner may wish to launch a sales campaign to take advantage of the festive season. A retailer may wish to give his store a makeover or expand it or buy new equipment that will result in increased revenues. An industrialist may receive a large order and may need cash to purchase raw materials. A doctor may wish to buy new equipment. Restaurant owners may wish to modernize. For all these occasions it is important that the owner is able to access sources of funds. Loans are important for their survival and growth.

Banks have a rigorous process when it comes to loans for small businesses. Alternative lenders are better when one wants money quickly and with least documentation. Most such lenders operate online and it is easy to apply as well as get business funds through the online process.

How to apply for a small business loan online?

While one may go in for loans to pay off debts, it is better to take loans as an instrument to increase business and generate revenues. Therefore, before commencing the online process a businessman needs to prepare a solid plan for utilization of loan amount for a growth of revenues. This done he must spend time in researching lenders. This is important because terms vary. Some lenders charge a heavy upfront processing fee and levy a high rate of interest. Interest can be as high as 50% or even more if it is an unsecured loan which is the usual type of loan a businessman goes in for if he wants money in a short time. The repayment time may be short. All these factors combine to impose a heavy burden and make it difficult for a business to carry on. Then there are small business loans online from lenders like wscapnow.com. Some of the best loans are available on the most flexible terms. For instance, a small businessman need not pay upfront processing fees. The rate of interest is reasonable at around 20%. Best of all repayment is flexible. Borrowers can expect a schedule of 1 year to 3 years, which means they pay a small amount each month and the money comes from increased revenues so their cash flow is not affected. They grow and prosper with the help of loans.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog resource - http://www.wscapnow.com/blog/why-small-business-loan-is-very-important-for-small-businessmen/

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Top Questions You Should Ask Before You Get a Business Financing Loan

For small business owners funding is no longer a problem. They have access to a variety of sources like small business loans and merchant cash advances that help them whenever they are in need of funds. The issue is which loan is the cheapest and offers the easiest terms. A business owner must carefully examine loan offers and ask a few questions before decides on a particular lender.

Is it secured or unsecured?

Regular institutions like banks offer only secured loans, which means you need to provide collateral and this may not always be possible. Besides, it takes longer to process documents and for the loan to be granted. Unsecured business financing loans are generally available from alternative lenders whose numbers are growing but the terms differ.

Interest rate?

Interest or factor rate or APR may vary widely from one lender to another. When it comes to unsecured business financing loans the factor rate or the APR could be as high as 50% which means for every $ 100 one ends up paying $ 150 provided one is regular. If one delays or defaults the cost is higher. However, there are lenders who offer a reasonable rate of interest on small business financing loans, such as wscapnow, with APR being as low as 20%.

Processing fees, upfront fees?

Whether it is a secured business loan or unsecured business finance, most lenders levy a variety of charges. Borrowers may have to pay application fees, processing fees and documentation charges upfront. This could be about 2% of the loan amount. It is best to look for financiers who waive all processing fees.

How fast is the loan available?

Speed is of the essence when one needs funds quickly to meet urgent needs. One question to ask lenders is how long it takes to process an application and deposit funds in the bank account of the borrower. In the cast of most unsecured sources of business financing, the period should not exceed one week. Online processes are inherently faster.

Is high credit scoring a must?

Most lenders will require that the borrower has a high credit score, above 550. If a businessman has a lower credit rating then it is likely he will be refused a loan or may be charged a higher rate of interest. Look for lenders who do not insist on high credit scores and who will charge a reasonable rate of interest.

Documentation

Some form of documentation is indispensable for the application process. In the case of unsecured funding, the minimum documentation comprises only of bank statements, proof of identity, proof of residence and proof of ownership of a business. This is all that should be required to get cash on demand.

It is best not to trust representatives of lenders who tell intending borrowers “do not worry” and that everything will be all right. One could be in for unpleasant surprises later on. Avoid these by asking all questions and getting clarifications before choosing a source of alternative business funding.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source: Blog Source: http://www.wscapnow.com/blog/

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Top Reasons to Apply For Merchant Cash Advance

Small businesses are alive and flourishing. One of the reasons is the rise of alternative funding sources that help them get funds easily, with less hassle and with no need to furnish collateral. There are small business loans and there are unsecured loans for small businesses and then there are MCA.

What is a merchant cash advance?

It is an alternative method of finance for small businesses. It is primarily aimed at retailers, pharmacies, professionals, small manufacturers, restaurant owners and similar businesses that may face the occasional cash crunch. It is not for startups. Only those in business for a year or more with a turnover of $ 10000 in credit card sales are eligible. The only requirement is proof of identity, residence, ownership of business and bank statements and funds are made available in less than a week. Repayment is usually tied to credit card sales on a daily basis. The factor rate is rather high but bearable.

Why should one apply for merchant cash advance?

Immediacy

As any small business owners know there are several occasions when cash is in short supply and one must get funds immediately. This happens when employee salaries are falling due or when vendors need to be paid while incoming funds may be delayed. Accessing merchant cash advance is the best option to get cash immediately and meet one’s commitment. It is better than having to seek loans from friends or relatives and remain obligated to them.

Launch campaigns

Retailers and small businesses may wish to take advantage of festive seasons. In such cases launching a marketing campaign will net them more customers and generate more revenue. MCA funding gets them the money they need to launch campaigns, increase their market visibility and presence and garner a good share. Extra earnings always help repay the loan.

Expand activities

A businessman who stays content with his business is likely to stagnate and suffer. The expansion should always be an ongoing process for small businesses to grow into larger ones. Cash advances are the best way to finance such expansion activities. A businessman can move to larger premises, refurbish and renovate his existing premises, buy new equipment and generally increase the quantum of business. Expansion of activities will help him serve customers better and faster and earn their loyalty as well as recommendations.

Pay off debts

It may not seem like a good idea to go into debt by obtaining a cash advance in order to pay off a debt but debts can be restructured. If one is in a debt situation where the interest rate is killing then getting a loan at a much lower rate and on more favorable terms to pay off that debt is a wise decision.

There is no doubt that cash advance business is growing and providers like wscapnow.com are offering the best terms. Small businesses that would have gone under have survived and prospered. Businesses that would have stagnated have expanded and grown, thanks to small injections of cash at the right time.

It is easy to apply for Water Street Capital’s best merchant cash advance. Just fill in the form online and initiate the process. Our rep will take it from there.

Blog source: http://www.wscapnow.com/blog/top-reasons-to-apply-for-merchant-cash-advance/

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Learn How to be Prepared to Apply for Small Business Finance (Infographic)

WSCapnow small business loans target the entrepreneur who wishes to take the next big leap or the small business owner who is faced with temporary setbacks. Any running small business can avail of small business finance through Water Street Capital and be assured of fast financing on soft terms.

Know more: http://www.wscapnow.com/small-business-loans/

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Why Choose Unsecured Business Funding for Business?

Savvy businessmen know the importance of funds for business growth and expansion. In fact, smart businessmen follow the dictum “other people’s money, other people’s labor and other people’s time.” When it comes to investing money for business, a smart businessman will invest only part of his own funds. The rest he invests in assets like house and property that he will never mortgage.

There is a reason to not mortgage houses for business purposes. There is no knowing when a recession will strike or anything should happen that will result in a downturn and the mortgaged property being attached by the lender. If that should happen he and his family are out in the cold. This is just one reason why one should consider unsecured business funding over secured funding where collateral is necessary.

There is another reason to choose unsecured business funding. If one puts up collateral the process is quite involved. In addition to the loan application form, one has to put together other documents that include property papers where titles must be absolutely clear and the lender may also ask for project report or a proposal as to the purpose for which funds are required. When one goes down the unsecured funding path there are no such obstacles. Documentation is minimal. One only needs to submit bank statements and proof of identity, business, and residence. The process is fast. One applies online and submits documents and the loan could be disbursed in as little as one week. If funds are needed urgently, forget about secured loans. Unsecured financing is the way to go for small business. Perhaps this could be a more important reason for businessmen who may need funds occasionally to meet urgent commitments or for expansion purposes.

There is a downside to unsecured funding. The rate of interest or APR is usually higher than what one pays for secured loans and this is understandable but it does not deter businessmen who can plan to use the funds for growth. Increased revenues help repay installments and also the interest while leaving a tidy profit aside.

There is still another reason to opt for unsecured loans. It is that a businessman’s credit rating is subpar and usual lenders will not advance money. This may be the only viable option left to him to get funds, get back on his feet and prosper. It proves a lifeline when a person, hounded by poor credit and debts has nowhere to turn to receive a vital injection of cash that will help him survive and grow. Even if the APR is higher than the one for secured loans, it provides a lifeline and a chance to improve credit rating and prosper.

Unsecured loans have gained a bad reputation due to some lenders charging unfair application and processing fees in addition to high APR but when selects the right source like wscapnow.com, the terms are flexible and so is the repayment schedule. Unsecured is the best alternative funding for small business owners

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source: http://www.wscapnow.com/blog/why-choose-unsecured-business-funding-for-business/

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A small business owner may be happy at the way his enterprise is operating. It is running along smoothly with no humps or dips in revenues. Should be continuing it is likely that at some point competition will overtake him. The right thing to do is to expand and grow. For this funding is necessary. Instead of dipping into his cash reserves or mortgaging his house or assets, a risky proposition, by the way, it is better he considers alternatives that will get him much needed cash to expand and grow his business.

 One can opt for secured small business loans or for unsecured business loans. In the case of the former, the borrower must furnish collateral and enjoy a lower rate of interest. In the case of the latter, he does not need to furnish any collateral and pays a higher rate of interest. If his business is profitable he can generate extra revenues and pay off installments from earnings.

The process of obtaining a low-interest rate business loan is not easy. One has to put together a set of documents, something like a project report and then approach regular lenders like banks. It takes many visits and quite some time for the papers to be processed. Small business owners are so busy with their routines that they can hardly spare time for visits to the bank or hire a legal expert to be by their side.

 The better alternative for business owners who are hard pressed for time is to apply for a small business loan online. It is so easy and quick. A business owner can initiate the process using his desktop or laptop computer. The first step is to fill in the online form for small business funding on the website of wscapnow.com and submit a few details. In a couple of days, he receives a call from the lender and he submits scanned copies of a few documents. The only documents he needs to submit are already in his possession. These are bank statements for the past six months, proof of identity, residence, and ownership of business and that’s that. He does not need to prepare a project report or any mortgage papers or guarantor. The loan for small businesses is unsecured and lenders assess his integrity, advancing amounts based on their assessment. In less than a week he can get funds deposited in his account and finance his growth or expansion program.

 The best thing about loans for small business from wscapnow is that even those with marginal or bad credit are eligible. The only requirement is that the business should be up and running and should have a minimum turnover of at least $ 10000. With a proper plan, he can use the funds for increased revenue generation, repay well ahead of time and grow as well as improve credit scores. Even those with excellent credit will find this line of finance most suited for rapid expansion plans.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source: http://www.wscapnow.com/blog/5-key-steps-to-get-a-small-business-loan/

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Top Advises for Small Business Loans with Bad Credit

It is easy for a small business owner to acquire bad credit rating. Debts mount and he delays repayments or even defaults with the result that credit score dips. The question is how does he get back on track? Most doors to finances are closed and there are very few options left for business owners who wish to get their hands on much-needed cash.

There are alternative sources for funds for businesses with bad credit. Bad credit small business loans are available from specialist lenders like wscapnow.com. One can approach such lenders knowing that interest rates will be reasonable and terms will be lenient.

It might be a case of something is better than nothing but in such cases; it is wise to keep in mind a few points before settling for bad credit funding. Here is some general advice for bad credit small business loans seekers.

Never settle for the first one available

If, after knocking on many doors, one door opens, it is advisable to wait and search some more. The first loan available may not be on the best terms. One can end up paying a high rate of interest, processing fees and also pay through the nose for merchant accounts and card processing equipment. Look for a lender who will assist in setting up such accounts on the most favorable terms and in getting equipment at the lowest cost. One alternative is to get funds from friends and relatives or find an investor who will pump in cash.

Consider opting for small amounts

A lender may offer a large sum at a high rate of interest. One should consider the capability to repay. It is better to go in for a small amount and get on an even keel. Repay well ahead of schedule and on time. This will help in marginally increasing credit rating.

Pay off all debts and all bills

Use the small business loan for bad credit to generate revenues. Meanwhile, pay off debts and settle bills in advance. Once you pay off bills and become debt-free then you can go on to get more funding on even more reasonable terms. This helps to improve credit rating.

Look for business credit card and lines of credit

Businesses with bad credit may consider obtaining business credit cards and lines of credit such as obtaining advances against orders and bills. A secured business credit card where you pay a deposit up front will help improve credit score. This will help ease cash flow situation. With tight control over expenses and focus on cash generation, bad credit should become a thing of the past.

Focus on cash flows

Keep a strict watch on accounts and pursue debtors to ensure cash flow is not affected.

Finding the right provider is important for people with bad credit. A lender like wscapnow arranges with card processing agencies and sets up the online CC processing line as well as provides virtual terminals along with funding to help bad credit businessmen get back on their feet.

Apply now to water street capital. Just fill in the form online and initiate the process. Our rep will take it from there. Let’s get started today for a brighter tomorrow. Contact us today!!

Blog source: http://www.wscapnow.com/blog/top-advises-for-small-business-loans-with-bad-credit/

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Water Street Capital: Get Funding for your Business Today

Water Street capital understands that small and medium-sized businesses sometimes need quick access to cash to keep their everyday operations running as efficiently as possible. Whether cash is needed to increase inventory, pay employee salaries or to acquire equipment, we can help you meet your specific small business financing needs with a funding solution, which is part of our working capital program. Our business funding programs are easy and hassle-free.

Check out more info: http://www.wscapnow.com/

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Bad Credit Small Business Loans in Canada - The Best Fuel for Your Business Growth

It is a fact of life that those who need funds find it hardest to get their hands on cash when needed. Businessmen with poor credit or bad credit are the hardest hit. Lenders simply show no consideration for such struggling entrepreneurs who are finding it hard to manage cash flows. Such entrepreneurs in Canada may not have had the time to establish a good credit history or even a personal credit score that will put them in “good books” of lenders. Bad credit, to lenders, is a sign that borrowers are not in a position to repay loans.

When traditional avenues of funding are closed for businesses with bad credit there is still another option open. This is bad credit small business loans from providers who really care for entrepreneurs and want to get them back on their feet. Unlike merchant cash advances, bad credit business loan repayment is not tied to daily credit card sales. This widens the scope because not all businesses have credit card sales. Repayment may be on a fixed monthly basis with fixed tenure for repayment. Bad credit small business loans in Canada is easy to obtain from suitable providers.

Anyone who is mired in financial difficulties and with a poor credit rating knows how difficult it is to obtain finance that will help them keep their business operational and even grow. Such business loans for small businesses are ideal. Applicants need to submit only minimum documentation for fast approval. Terms are easy in that no mortgage or guarantee is required for business loans. Importantly, loans repayment may be spread out over a year or even more thus easing the financial burden. The result is that a cash stifled business gets the necessary infusion of funds to help it overcome temporary difficulties. It can grow and reverse its situation.

A credit rating of only 300 is considered poor while 900 is the highest with 650 being the right score for businesses to be eligible for standard sources of funding. Not all businesses have this score and even if they have a score of 500, they are considered risky propositions when it comes to lending. Bad credit loan providers take a look at all factors that influence ratings and make a decision, usually in favor of the borrower, fixing the rate of interest according to the analysis of their financial position and repayment tenure. The APR may be a little on the higher side but if a business owner can use the funds to generate profits that exceed repayments and still leave him with spare cash, it is better than not having any funds at all.

The important thing is survival. Infusion of cash in the form of business loans help businesses stay alive and, with guidance from experts from the loan providers, get back on track. Once they do, the same loan providers can keep on providing more funds in various ways to help the businessman grow and expand. The higher cost is offset by rapid growth and increased revenues.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Content Source: http://www.wscapnow.com/

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Why Merchant Cash Advance Loans Are suitable Choice in These Days?

Given the advances and facilities available in merchant cash advances, it is a wonder that these are not more popular than they ought to be. In order to be eligible, a merchant such as a retailer, a professional, a small business owner, a hotel or restaurant owner or a manufacturer needs to be in business for at least a year and must have a turnover of $10000. Documentation is a minimum, restricted to proof of identity, proof of address, proof of ownership of business and bank statements. Borrowers need not furnish a guarantor or mortgage property to get cash up to $ 200000 in as little as 4 to 5 days. Cash may be needed at any time and a merchant must have access to such sources of funds.

The business scenario is changing these days. The economy is improving and small business owners across the US are flourishing. There are more opportunities for growth for savvy businessmen and everyone knows that cash is the lifeblood of business. Merchant cash advance loans are one of the easiest sources of fast cash that a smart businessman can leverage to take his business up to the next level. Even if a businessman is doing well, he can always think of expansion by adding new types of equipment or modernizing facilities. He can buy inventory at low cost or launch ad campaigns. Dipping into existing cash flow is not advisable whereas MCA gives access to funds that can allow these expansion activities. This is just one reason why merchant cash advance loan should be on the list of source of funds.

There are other compelling reasons as well to have a reliable and trusted source of MCA. There is no guarantee that if a business is doing well these days it may not be in difficulties tomorrow. This can be due to a slowdown in business while liabilities remain the same. A natural disaster may put a halt to business or be a source of additional expenses. One may need to hire new employees to boost business activities. Cash flow may be affected but one must pay salaries on time. All these are reasons enough to convince any business owner that a line of finance must always be kept open. In all such cases, one needs cash and that too in a short time. It is simply not worthwhile to go through the regular channels and wait months by which time it will be too late.

Talking about regular channels of financing, it is a trend that banks are not quite as easygoing as they used to be in the past. They are stricter in evaluating borrowers and do ask for a lot of documentation as well as mortgage and guarantees. Even getting a mortgage is difficult due to changing regulations. Even if a borrower qualifies he may have to wait up to 50 days for approval and sanction. MCA allows business owners to get cash fast and when needed, no questions asked. Provided it is used for the right purpose, MCA does provide help when needed and helps businessmen stay afloat or even surge ahead.

It is easy to apply for Water Street Capital’s best merchant cash advance. Just fill in the form online and initiate the process. Our rep will take it from there.

Blog source: http://www.wscapnow.com/blog/why-merchant-cash-advance-loans-are-suitable-choice-in-these-days/

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Are You Ready to Apply for Unsecured Business Funding?

What many people do not appreciate is that small businessmen are often innovators. They see business opportunities where others see roadblocks and challenges. However, financial acumen is not their strong point. They start a business with great enthusiasm and, along with the road, face cash crunch. Regular funding is not available because banks do not look at innovations and ideas but at the more prosaic part of repayment capability.

This is why such innovating businesses will find unsecured business funding by wscapnow.com the perfect source of finance to fuel their ideas and growth. Wscapnow considers the businessman, his ideas, and his capability to grow while scrutinizing a request for unsecured business funding. In the process, they advise prospective borrowers if they are ready to apply for such funding or whether they should be better prepared.

One part of applying for funding of the unsecured kind is to put together basic documents such as proof of identity, proof of ownership of business, proof of residence and bank statements. One can obtain funds on submission of these documents. However, a proper plan must be in place for efficient utilization of these funds to generate more revenue, not just pay off debts or meet temporary needs of funds. This is what makes borrowing from such sources a meaningful exercise otherwise one can well land in a debt trap.

Should prospective bright businessmen approach wscapnow, his application receives scrutiny and he is also interviewed by a professional. What transpires is that experts at wscapnow look at the business potential of the borrower and his innovative ideas, if he has any and shows him how these can be translated to revenues. The wscapnow advisory includes preparation of a strategic plan as well as market research backed consultations in order to make optimal use of unsecured financing for revenue generation.

Unsecured business funding is expensive. For every dollar borrowed, the borrower may end up paying a dollar and a half or even more. The trick is to use a dollar to generate twice that amount in business. This way repayment of interest does not affect cash flow or impose a burden. One only pays out of earnings and even then has plenty to spare after repayment.

Why does wscapnow go to this extent? The answer is simple. Analysis of past such borrowings show that when there is a plan in place and borrowers receive proper guidance, they make good use of money to emerge from debt and generate more revenues. Those left to their own devices usually do not progress quite as rapidly as those who have the assistance of experts and their advice on growth strategies based on unsecured cash infusions. In fact, some businesses chug along and owners do not wish to switch to the fast lane, a chance that unsecured business finance offers. Wscapnow shows them how to get ready to switch gears, apply for business funds and how to use them. The best thing is that all such expert guidance is free.

Apply now to water street capital. Just fill in the form online and initiate the process or you can check the PDF form. For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog source: http://www.wscapnow.com/blog/are-you-ready-to-apply-for-unsecured-business-funding/

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Get Risk Free Loans for Your Small Business

Business can never be successful without financial aid. Investment in business is a must. Even if you have some savings, it is better to forget about it. Instead, go for the trade loans from financial institutions and banks. This will be convenient and profitable for the businessmen. Do you think a loan is a risky product? Don’t worry at all. The representatives at small business finance institution will provide each of you with the risk-free loan. Every businessmen and partner have big dreams. But these dreams cannot be fulfilled without appropriate funding.

How is small business loan risk-free?

If you have nothing as a security, the loan disbursing company will ask for the property. This means you have to keep your property paper as the mortgage in exchange for the loan. This really very risky as the bank or the financial institution will take away your property if you fail to repay the business loan amount back. There will be risk factor even if you fail to pay once or twice. But the small business loans are totally risk-free. You don’t need to keep any property papers as a mortgage. But the financial company will make sure that you are paying the loan amount in regular installment. There are a lot of sources to get a loan at a rate this is affordable.

Varied purpose of small finance loan -

You can now get such loans for many purposes. Following are a few of the reasons for which the loans are required -

• Financing project -

Each and every business house boasts of a target. For example, if you are dealing with garment supply, orders from the clients will be mandatory. Once you get the project, funding is required. This is the time you will require the small business loans. You have to purchase the material and then sell.

• Finance for equipment -

Some businessmen also deal with the equipment. If you are one among them, loans for the equipment finance is an important fact. The microfinance companies are here to satisfy your unique needs. You can take the loan for your raw material purchase.

• Operation cost -

If you are running a business, definitely you must have an office. There are so many operational expenses you need to bear in an office set up. Do you have salaried employees? Even if your business runs in no profit for few months, you have to continue paying them a salary. The rest of the establishment, electricity bill, telephone bill, as well as the office maintenance costs, must be borne. The small business funding providing institutions can help you in paying such expenses.

The above points are enough to know the finance requirement in a business firm. There is no security need for such type of loans. You can now get in touch with the financial institutes on the web (online). There will be no worry in business with such loan and flexibility of repayment.

Apply now to water street capital. Just fill in the form online and initiate the process. Our rep will take it from there. Let’s get started today for a brighter tomorrow. Contact us today!!

Blog source: http://www.wscapnow.com/blog/get-risk-free-loans-for-your-small-business/

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