Merchant Cash Advance – A Better Option for Your Small Business (Infographic)

Water Street capital understands that small and medium-sized businesses sometimes need quick access to cash to keep their everyday operations running as efficiently as possible. Whether cash is needed to increase inventory, pay employee salaries or to acquire equipment, we can help you meet your specific small business financing needs with a funding solution, which is part of our working capital program.

Get more info: http://www.wscapnow.com/merchant-cash-advances/

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WATER STREET CAPITAL - Helpful Guide to Merchant Cash Advance Business

Merchant cash advance is one of the options for financing of the small businesses. The main belief system related with the traditional process of the bank shattered by them was long tenure of payment incorporating large values of payment in every month. This methodology came up with a technique in contrast to the mentioned by including shorter tenure of payment with shorter value of payments on regular basis.

The little birds in their nest agree, so was the acceptance with the small businesses. The method gained popularity by all small business owners as it provided with easy financing which was a cry for moon in the case of financing with the banks. This saw the existence of the companies coming forward as merchant cash advance.

Accompanied Benefits

It was an obvious fact that this business experienced no gainsay, which makes it more important to look deeper into the reasons related with it. Merchantcash advance business by wscapnow.com proved advantageous in the following ways:

·         Nothing at stake-This proved as a safer approach regarding access of the cash as the cash advance by the merchant is away from the reports of credit. Moreover the entrepreneurs who take up the advance avoid any risk that may prove harmful t collateral.

·         Trouble free- This process is simple and straightforward right from its implementation to termination. Unlike the commercial lenders, the providers of cash advance focus on two criteria- returns related with a monthly credit card and the tenure of the business.

·         Quick- This is a faster than faster method as the paperwork involved is in very little amount. The commercial loans take long durations of weeks turning into months for implementing the process.

·         Approval- The main criteria of approval by a merchant for a cash advance is the longevity of the business as the stability of the business counts more than its credit. This increases the chances of getting approvals easily.

·       Collections- The collections regarding revenue in the case of merchant cash advance take up the percentage process which secures both the lender and the borrower profit wise. The allowance of fluctuation in the returning payment is a major advantage for the borrower.

The Working Involved

Basically the merchant cash advance incorporates the two methods in its working which is either of the following:

·         Percentage of the sales of credit card- This involves the deduction of that amount of percentage from a sales debit or credit card till the amount agreed reaches its full payment.

·         Fixed withdrawals- According to this agreement there is a fixation in the withdrawal, this only occurs in case of businesses which are capable to sign this agreement. Alternate to this can be a fluctuated but assured withdrawal timely.

An Entrepreneur showcases the feature of high esteem and the merchant cash advance provides wings to their passion of business. It is a journey towards success with fully secured wings.



Blog Source: http://www.mylocally.com/water-street-capital-734551/blog/water-street-capital---best-merchant-cash-advance-provider/

                                        


For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

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WATER STREET CAPITAL - A Complete Guide to Small Business Finance

Starting the business and its establishment was a tedious task to exercise traditionally.  There was difficulty in hoisting the funds via outside sources and even for new business there are minimum chances of getting a loan. Since the bank is not considering the companies and business less than 3 to 5 years and hence most of the business start-ups fail in the first five years.

The inadequate funds, money, and cash are biggest reasons for these failures. But there are some ways for small businesses that help to avoid these funding states of affairs and lack of funding or poor planning. Finance for small business is one of the ways which able to meet the business demands. It provides to meet growing demands, purchase of tools and equipment, facilities needed to expand.

There are many different reasons for which financing needed.

• The business may need an additional repository, or to expand the existing one.
• More stocks may need to build more goods, which needed for the reason the of improved and amplified customer requirements.
• Perhaps the business requires better workers so the company and manufactured goods trade can increase.
  

No matter what the reason is the money and funds needed, lacking it the business may turn out to be inactive due to incapacity to develop, since funds and resources are not available due to deficient in of financing.

These financing funds will be helpful to growth and expand a particular business if the business strategies and idea supposed to be very well-built and if have an exceptional manufactured goods or service with a good effective plan.

Benefits:

• No requirement of personal collateral
• No requirement to qualify a stellar credit history.
• No checks to write are available.
• It is fast and simple in comparison to other alternatives such as a traditional loan.
• It can help you to get the business financing you need, regardless of how big or small your company is. There are no credit or history checks with this program.
• No tax returns or business financial records needed
• This program provides business financing, and the application process is simple.
• It is trouble free process
• Provides flexible options
  

Small business finance by wscapnow.com recognizes that the small and medium-sized businesses sometimes need immediate access to money to keep their regular maneuver functioning as efficiently as possible. It is a market leader in providing financing ways to small and middle size of businesses. Moreover, it is well known as one of the most trustworthy and esteemed methods. It is known for its suppleness, flexibility and tailored financing methods. The company provides a complete and inclusive technology stage and excellent consumer service.

With the financial and economical crisis that is occurring, this financing can suggest a method for your small business to get the financing required to stay spirited and in business, with no jumping through all the normal hoops, and face negative response again and again.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.





Original Source: http://www.wscapnow.com/blog/

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Water Street Capital An Excellent Solution for Small Business Financing Loans

There are different ways small business owners can get their hands on cash to fund their enterprise. Digging into their nest egg is not the recommended practice. Should a business go bust the owner might find himself without any resources. One of the principles of business is “other people’s money” which means the use of external sources of funding.

The two best avenues of finance for small business are banks and SBA. The rate of interest is low and repayment can be spread over a longer period thus reducing the financial burden. The downside is that one has to be eligible, submit a lot of paperwork and wait for some time before the loan comes through. An eligible business owner may not be able to wait a long time to receive funding. In such cases, business financing loans by wscapnow.com are the best solution for small business owners.

MCA business financing loans are simple and easy to acquire. One only needs to submit minimum documentation along with the application and wait for a maximum of 3 days for the loan to be disbursed. When cash requirements are immediate such MCA from wscapnow is the best way to tide over temporary requirements. Repayments are where borrowers face a problem. Usually, repayment is in the form of a fixed monthly amount or as a percentage of daily sales turnovers. In any case, the loan must be repaid as quickly as possible. This is due to the factor rate of 1.2 to 1.5, which means one pays an interest of anywhere from 20% to 50%. MCA is expensive. There are instances such as when a borrower has already availed of bank loan and has the poor credit history when this is the only viable solution. It has worked provided borrowers consult experts at wscapnow on risk assessment and the amount of loan that will not impact their cash flows and repayment capability. Smart and savvy business owners can think of wscapnow as a line of credit to be accessed in times of emergency. They can remain on top instead of falling into a debt trap with proper planning of utilization of funds to generate revenues that exceed costs.

Even those businesses with excellent credit history who are awaiting approval of loans from banks or SBA can consider wscapnow business funding as a bridge loan. Flexible in their approach, wscapnow considers fast repayment and factors in interest accordingly, thus reducing the burden on the borrower. The MCA can be used as temporary line of credit when funds are blocked. As soon as the funds are realized one can repay the entire amount in full with a proportionately lower interest incidence.  Wscapnow offers these and a number of stop-gap options at customized terms. The best thing about this type of lending from wscapnow is that borrowers do not have to pay any upfront charges, processing fees or hidden fees.

Flexibility and customization underline wscapnow approach to MCA funding of small businesses. Rather than considering wscapnow as a lender, business owners consider them as friends with benefits.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Content Source: http://www.wscapnow.com/blog/

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Apply For Unsecured Business Loans in USA and Be Assured of Prompt Funding

For business owners, the temptation to expand and grow with the use of easy financing through unsecured loans can pose risks. It is easy to bite off more than one can chew. The result is a debt trap. Some lenders can offer prompt unsecured funding but they may be quite rigorous in recovery without considering that the business is temporary slowed down and this puts the owner of the business in a difficult situation.

Before one applies for unsecured business loans or merchant cash advances it is better to assess the situation and determine requirements. Opting for a smaller amount means a reduced burden when it comes to repayment. Lenders differ. Some are strict and will insist on agreed upon repayment schedule. Other sources of business loans, such as an unsecured business loan by wscapnow.com, can be more understanding and will offer customized, flexible terms. Wscapnow thrives by being customer friendly and by tailoring unsecured loans for businesses to ensure not only survival but also growth. A borrower is likely to return and borrow more if he prospers.

Applying for unsecured loans for business purposes is a simple enough matter with wscapnow.com. It can be done online.

The process would be like this:

• The Borrower must find out how much he is eligible for. Typically, the unsecured loan amount will be about 50% to 200% of the monthly sales revenue.
• Eligibility norms are simple. The Borrower must already have a running business in existence since 6 months with a gross monthly sale of $ 10000. He must furnish bank statements and proof of identity and residence along with the application form and a credit/debit card processing statement. Wscapnow may ask for a personal guarantee, avoided the check and proof of ownership of business. Borrowers need not have a good credit history.
• Borrowers can submit applications online and wait for the verification process which happens in a day. Once the application is approved the funds are disbursed within three business days. The Amount is credited to the borrower’s bank account and repayments, as agreed are automatically linked to the account.
• Borrowers can agree to repayment plan linked to a percentage of daily sales or a fixed amount to be repaid each day regardless of sales amount.

Such loans are available with least hassles and help businesses in a variety of situations. An enterprise may need funds for buying new equipment, to pay salaries to staff when their funds are blocked for some reason or the other, stock up on inventory available at bargain prices or to pay new vendors.

Opting for a business loan should be a well-considered decision based on the assessment of capacity to repay otherwise borrowers may find themselves in a debt trap. Wscapnow always recommends that borrowers base their decision on a careful analysis of their present and future cash flows. With the right calculation, a business owner may use the funds to achieve higher sales and profits and then he should find no difficulty in repaying the amount.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161.

Blog Source: http://www.wscapnow.com/blog/

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Water Street Capital - The Best Option for Bad Credit Small Business Loan

The world will kick the guy who is down and out. Bad credit happens due to a variety of reasons and it becomes extremely difficult for an individual to get an auto loan, a house loan or even funding to run a business because normal avenues are blocked. If at all finance is available, it is at usurious rates of interest, which worsens the situation for the borrower who may be in a tight spot. Lenders always refer any one of the credit reference agencies and obtain a credit report to know about the repayment capability of the borrower and his credit rating.

Small business owners like hotel owners, restaurant owners, retail shop owners, small pharmacies, garages or even health care centers and small manufacturers need not turn to loan shylocks to meet their requirements for short term cash just because they are refused to fund by regular institutions on account of bad credit. There are bad credit small business loans available on easy terms and with the fewest hassles to help such people meet immediate requirements and stay afloat. Bad credit small business loans by wscapnow.com are tailored to meet requirements of shop owners. Cash is available in as little as 3 days from the date of application. One may use the cash to pay off vendors, pay employee salaries, and buy equipment to modernize, expand a business or run a fast advertising campaign to take advantage of festival seasons. One can even use bad credit loans to buy inventory that may be offered at an attractive price. Wscapnow firmly believes that a poor credit record need not be an obstacle to obtaining business funding.

Of course, there are options such as credit union or peer to peer loans but these may not be available to every small business owner. They have conditions. When the going is tough even friends and family, who may advance money for your business, turn their face the other way. If the borrower does not have collateral to offer, he is out on a limb. Water Street Capital is the friend in need that unhesitatingly advances cash to small business owners who may have a poor credit history. The only requirement is that the borrower must have an ongoing business with a monthly gross credit card sale of around $ 10000 in order to be eligible for loans amounting to $ 500000.

In most cases, it has been noticed that purchase of new equipment, advertising campaigns or business expansion are carefully planned. It is small things like running short of cash when payments are not received from debtors in time and when creditors demand payment that small business owners need an injection of immediate cash. Wscapnow.com friendly processes and customized packages ask for the minimum documentation, no collateral except a personal guarantee and the least hassles in disbursing immediate cash when needed for such exigencies. Having wscapnow  by their side is better than having friends or family—it is a no questions asked cash on easy terms that has made the company a favorite with thousands of small businesses across USA and Canada.

Blog Source: http://www.wscapnow.com/blog/

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Helpful Tips for Small Business Finance

There are a lot of advantages to owning a small business, but most of the time; financial opportunities are usually not among them. Therefore, it takes a lot of a small business to expand or move on to the next step, which is usually in the plans of every business. That success, however, comes with a price. Each and every time a business owner wants to further his/her investment, they will usually need to invest more money into it, which is no easy task for a small business owner. There are a few different ways for a small business to come up with the money for critical purchases as they grow.

The business could save a little bit of money each month until it has the necessary funds. However, the time it takes to save up enough cash might be too much for the small business to bear. It might not even have enough time to spare on accumulating a bit of capital if it faces more serious expenses that threaten its viability. An example would be slow in customers. Advertising might prove to be beneficial in bringing in new customers although it probably wouldn’t be able to afford the extra expense if it is already struggling to stay open.

Most small business will instead opt for a traditional loan for a large bank or other financial institution to pay for certain expenses without having to save up for a long period of time. This has always been the preferred method among businesses and residential borrowers alike because of its easy accessibility and high popularity. However, that doesn’t mean it’s always the best option. The strangling interest rates that tend to come with traditional loans can leave the business struggling even more severely than before it accepted the funds.Most business owners think it is the only reasonable option, yet a lending company by the name of Water Street Capital is one of the best-kept secrets in tips for small business finance.

Water Street Capital has lending power just like a bank, although its concept is very different. They offer small business funding with a unique lending process. Unlike the traditional loan, businesses pay back the money based on what they earn from month-to-month. A small percentage of the business sales for the current month are automatically subtracted from the outstanding balance. If the business does particularly well, then this will help it to pay off the loan at a faster rate without hurting their income while the business need not worry if it experiences a slow month as the payments will likewise be less.

This unique funding technique is becoming increasingly popular over traditional methods. Although savings accounts and traditional loans are still plausible options, there are risks associated with them for all parties involved. With a business cash advance from a company like Water Street Capital, the risks are almost eliminated and approval is much faster and easier than at a bank.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161. Apply now for Business Financing Loans.

Blog Source: http://www.wscapnow.com/blog/helpful-tips-for-small-business-finance/

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WATER STREET CAPITAL - Best Business Financing Company in USA

There are dozens of reasons why a business might need extra money. Sometimes it is because that business had a slow month and just needs to keep up with schedule. Employees always need to be paid somehow or another. At other times businesses wish to grow and expand without the time it takes to save up a large sum of money. It could be for a new billboard slot, perhaps a surefire commercial or even a new location that will attract more customers! Whatever the reasons are, at one point or another a business typically has to ask for funding to keep their dreams alive.

Conventionally, a business would turn to a bank for capital and why shouldn’t they; that’s what banks have always been there for. But is a bank necessarily the best option for an established business? Banks may charge soaring interest rates to turn a profit, knowing that a business is more likely able to pay it. Yet the more the bank charges in interest, the more money the business loses every month. There has to be a better way, and thankfully for established business, there is.

Water Street Capital is a hassle free business financing company at wscapnow.com based out of New York. It is much different than a bank and therefore has much different strategies for operating. Their fundamental process is completely revolutionary compared to the traditional bank loaning methods. In contrast to a predetermind monthly payment, Water Street Capital works with the business to set up a designated percentage of profits to be paid back automatically from the business’ sales. This means the business owner can be worry-free when a slow month comes around. The less the business makes for that month, the less they have to less they have to repay. On the contrary however, if a business does increasingly well after receiving the new capital, it will automatically be paying off their loan at a much faster rate than normal.

There are no checks to write every month and no monthly payment to worry about meeting. Water Street Capital puts its trust in its clients they will be successful enough to repay their funding. They are very flexible with their financing options and can tailor them to suit the needs of each client. The company is also well known for their exceptional customer service and compassion for each client.

Water Street Capital serves a wide variety business types. In fact, it helps thousands of different industries each year such as “retailers, restaurants, hotels, medical professionals, manufacturers, wholesalers and automotive dealers and suppliers.” As long as the business can prove that it makes grosses a minimum of $10,000 a month, it could receive up to $500,000 in business financing in as little as 3 days. There is virtually no down side in choosing Water Street Capital over a traditional bank loan. It is perhaps the best financing company in the United States.

For more details contact us, email us info@wscapnow.com or call us: +1-800-589-4161. Apply now for Business Financing Loans.



Original Source: http://www.wscapnow.com/blog/

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Growing your Business with the Right Resources

Small and midsize business owners are the lifeline of today’s economy. Money spent at small businesses is more likely be retained within the community and continue to circulate, creating a healthy and sustainable economy. Without these businesses, economic wealth would simply levitate to the large and widespread corporation giants who tend to spend their profits in far spread markets around the globe rather than giving back to the community. Our local economies depend on small and medium-sized businesses to maintain sustainability at a local level. However, sometimes it can be hard to maintain or build your business up without the right resources.

Everyone needs a little help sometimes and small and medium-sized businesses are no exception. Starting small means managing small and when it comes to budgets, that can become a problem every once in a while. Business can slow or unexpected incidents may arise. Likewise, not every business is fortunate enough to have all the resources it requires to expand and grow. Sometimes a little outside help is necessary for a business to move forward and turn its dreams into a reality. Business can struggle for a multitude of reasons, but most commonly, a business will fail due to its lack of financial capital to fulfill its goals. However, this common problem has a simple solution.

Many times, Water Street Capital shines as the knight in shining armor to save a failing business or just give it that extra boost it’s been looking for. Water Street Capital is a trusted financing business that has the ability to provide capital to a number of businesses in over 1,000 different industries. Some of those industries include retailers, restaurants, hotels, medical professionals, manufacturers, wholesalers and automotive dealers and suppliers. Their company is a leader in the financing market thanks to their experience and expertise. The tailored options that Water Street Capital provides will lay the foundation to a strategic plan to help turbocharge your business in the United States or Canada.

Water Street Capital is able to offer their exceptional services via their unique financing approach. Rather than a conventional loan process, Water Street Capital offers what is known as a Merchant Cash Advance. This innovative business solution utilizes a percentage-based repayment system, not interest. This way, your business is able to repay any owed funds based on how well the business is doing. Did you have a bad month? With Water Street Capital, that is no problem. You pay a smaller percentage when sales are down, yet you can repay faster parallel to the booming business you will enjoy after expanding with your new capital.

To get funded through Water Street Capital you don’t have to look far. It is located in the populous city of New York and serves both the United States and Canada. Their website at wscapnow.com makes it easy to apply. It takes only a few minutes and your business can be approved within as little as 24 hours Within only 3 business days, your business could receive up to $500,000 to get the leg up it deserves. Fulfill your dreams and see your business succeed with Water Street Capital.


Blog Source: http://www.wscapnow.com/blog/

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